A homeowners or dwelling insurance policy is crucial for safeguarding your property and finances against unexpected risks such as damage, theft, or liability claims, whether you own single family home, multi-family, condo, or co-op. Connect with one of our trusted agents to ensure you and your family have the appropriate coverage for your largest asset.
Homeowners Insurance
Full Coverage Agency, Inc. is here to help.
Our team is here to walk you through your different property insurance options and help you choose the best one for you. When you’re ready to buy your home, you’ll fully understand what is protected with your insurance coverage.
How Do You Choose the Right Homeowners Insurance Policy To Meet Your Needs?
If you are looking for property insurance, there are several factors you need to consider as you take a look at your choices. Some of the most important factors you need to consider when you look for home insurance include:
Dwelling Limit: You need to make sure the home insurance policy has a large enough limit to cover the entire cost of rebuilding your home.
Living Expenses: You should also consider potential living expenses that you might need to cover. For example, if you are out of your home for an extended amount of time, will your insurance policy cover any hotel or apartment stays?
Additional Riders: There is a chance that you might need additional riders for your property insurance policy as well. For example, you might need insurance that will protect your home in the event of an earthquake, or you might need an insurance policy that will protect your home against a flood.
Landlord & Lessor’s Risk
Take it from the pros - don’t buy landlord insurance online. Speak with an expert who specializes in providing commercial property, apartment building, and mixed use property insurance in your local market. Our trusted advisors at Full Coverage Agency, Inc. will help you navigate the changing rental landscape as a building owner.
We take the guesswork out of Landlord Insurance at Full Coverage Agency Inc.
When you’re looking at landlord insurance providers, you need an insurance brokerage that understands landlords and their insurance needs. You have a lot to worry about — increased costs, tightening rental market, tenants coming and going. Let us take one heavy burden off your back by handling your New Jersey apartment complex and commercial property insurance.
Things to consider when purchasing landlord insurance:
Insurable Entity - Is the property owned by you, your business, or a trust?
Building Limit - Is the property insured to 100% of its replacement cost?
Liability Limit - Is your coverage sufficient enough to protect your assets from lawsuits?
Fair Rental Value - Are you adequately covered for loss of rent in the event of a claim?
